FR
Blackcube

BORROWER INSURANCE

One platform.
Four brands.

An insurance group needed a single platform to price borrower insurance for four distinct brands. Network, user experience, information system: each brand has its configuration ; the pricing engine is shared.

The challenge

  • Pricing borrower insurance reliably and quickly.
  • One platform, declined across four brands, adapted to each network.

What we built

A robust platform, designed for multi-brand from end to end.

  • Journey and visual identity. Subscription funnel that flows, brand-specific design. No compromise on user experience.
  • End-to-end development. Interface and server delivered in full, ready for insurance production.
  • Pricing API. Precise and fast engine. Premium calculated in real time, exposed to every brand.
  • Lead management. Email to the advisor, integration in the business tool. No lead falls through the cracks.
  • Journey resumption. Interrupted user equals recovered user. Conversion preserved.
  • Documents on the fly. Contractual PDFs and amortisation schedule. Formalisation immediate.
  • Customer IS integrated. Real-time synchronisation with the existing information system.
Insurance contract signature

What changes

Four brands, one engine

Same calculations, different contexts. Multi-brand without the technical debt.

Leads handled automatically

From form to advisor in seconds. Documents generated without manual intervention.

Interrupted journey, recovered

Conversion preserved even when the user closes the tab.

Real-time pricing

A precise and fast API. All brands plug in.

Summary

A single, declinable, robust platform combined with a pricing API and automatic document generation. Multi-brand without replication, user experience without compromise, an insurance process brought up to digital speed.