BORROWER INSURANCE

# One platform.
==Four brands.==

An insurance group needed a single platform to price borrower insurance for four distinct brands. Network, user experience, information system: each brand has its configuration ; the pricing engine is shared.

![Borrower insurance platform](https://blackcube.io/cache/contents/20/insurance-d22c2a.jpg)

[Let's talk about your project](https://blackcube.io/en/contact)

## The challenge

- Pricing borrower insurance reliably and quickly.
- One platform, declined across four brands, adapted to each network.

## What we built

A robust platform, designed for multi-brand from end to end.

- **Journey and visual identity.** Subscription funnel that flows, brand-specific design. No compromise on user experience.
- **End-to-end development.** Interface and server delivered in full, ready for insurance production.
- **Pricing API.** Precise and fast engine. Premium calculated in real time, exposed to every brand.
- **Lead management.** Email to the advisor, integration in the business tool. No lead falls through the cracks.
- **Journey resumption.** Interrupted user equals recovered user. Conversion preserved.
- **Documents on the fly.** Contractual PDFs and amortisation schedule. Formalisation immediate.
- **Customer IS integrated.** Real-time synchronisation with the existing information system.

![Insurance contract signature](https://blackcube.io/cache/contents/20/blocs/134/insurance-detail-4c68e6.jpg)

## What changes

![Four brands, one engine](https://blackcube.io/cache/contents/20/blocs/136/rectangle-group-20288a.svg)

Four brands, one engine

Same calculations, different contexts. Multi-brand without the technical debt.

![Leads handled automatically](https://blackcube.io/cache/contents/20/blocs/137/arrow-trending-up-d73a2b.svg)

Leads handled automatically

From form to advisor in seconds. Documents generated without manual intervention.

![Interrupted journey, recovered](https://blackcube.io/cache/contents/20/blocs/138/rocket-launch-8ffd7a.svg)

Interrupted journey, recovered

Conversion preserved even when the user closes the tab.

![Real-time pricing](https://blackcube.io/cache/contents/20/blocs/139/bolt-f915e1.svg)

Real-time pricing

A precise and fast API. All brands plug in.

## Summary

A single, declinable, robust platform combined with a pricing API and automatic document generation. Multi-brand without replication, user experience without compromise, an insurance process brought up to digital speed.